North Star financial consultants Undivided Integrity Developing trust with clients is the cornerstone of our business. We always place clients interest above our own CONFIDENTIALITY A good reputation is our most valued currency Our Success is built on trust. PROFESSIONALISM We are committed to the delivery of quality advice and the highest levels of service and standards of integrity We provide financial peace of mind by taking a realistic approach to financial planning

Wealth Management & Financial Planning You Can Trust

Financial Planning and Wealth Management aren’t just about money. They are an experience that should provide you with financial security and peace of mind . We take a complete approach to managing your money and aim to provide you with financial peace of mind by taking a realistic approach to investing.

We believe in our ability to change financial services for the better; we look forward to showing you how.

The North Star Revolution – The story so far

About Us

North Star is a small business. We like it that way! We adopt a forward thinking and dynamic approach to advice and our size enables us to maintain the very highest levels of service for our clients. Your peace of mind and financial security are our business.

Central to our philosophy is a passion for the delivery of quality advice and the highest levels of service and standards of integrity.

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what we do.

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The benefits of Diversification.

Diversification is defined as the spreading of your portfolio across different asset classes, including equities, bonds, property, alternatives and cash. The main objective is to reduce the risk in your portfolio compared with that of investing in just one asset class.

Financial Adviser Benefits

Financial planning can benefit everyone. We can help you to better understand your current financial position, formulate a plan with you, and ensure you achieve your goals.

Good planning will bring you financial peace of mind, build your assets, help you to make the most of your investments and help secure you and your family’s long term future.

Our Services.

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Personal Financial Planning

Financial planning can benefit everyone. Not only can it help you protect and build your assets, it can help you to make the most of your investments and help secure you and your family’s long term future.

Personal Financial Planning – Read More

North Star portfolio management theory & process

Financial Planning often means making use of an existing capital sum or building up a capital sum to meet a future objective. Planning is fundamental to the success or otherwise of the plan.

Investment management — Read more

Investment philosophy — Read more

Personal and Family Financial Protection

There are so few certainties in life and none of us can be sure of what the future holds.

Most people are aware of the need to have life assurance if they have dependants but many are unaware of other.

Financial Protection – Read More

Retirement should be something that we all look forward to; a time to reap the rewards of a lifetime of labour.

It is one of those things we all think about from time-to-time but don’t often consider properly in financial terms. But the simple fact is, if you want to maintain your standard of living later in life, the sooner you start planning for retirement, the better.

Pre retirement planning – Read more

Your Options At Retirement

There may be more flexibility with your pension than you think. Normally from age 55 you will have the opportunity to take up to 25% of the pension tax free, and a choice over how you draw the rest, which is taxable.

You can select a secured income, a variable income or a combination of the two whether with an existing provider or new.

Whatever your needs, we will help you to understand the options and select an approach to meet your life in retirement needs.
THE FINANCIAL CONDUCT AUTHORITY DOES NOT REGULATE TAXATION ADVICE.

Pensions are a long term investment. You may get back less than you put in. Pensions can be and are subject to tax and regulatory change therefore the tax treatment of pension benefits can and may change in the future.

Estate planning involves tax, but it encompasses much more. As with most tax planning, the key is to identify the objectives and goals; who should benefit after death, what should they receive and what is the most tax efficient method by which this can be achieved.

Inheritance tax and Estate planning — Read more

Buying a home may well be one of your biggest financial commitments. It can also seem one of the most daunting.

The UK mortgage market is currently in a great deal of turmoil, and it has never been more important than now to know exactly what you require. There are hundreds of lenders and thousands of offers to choose from.

Mortgage Advice — Read more

Business Financial Planning

Businesses will often make a significant investment into an employee benefits package to aid with the recruitment, retention and reward of valued employees.

It is important that the benefits are relevant to the profile of company and staff, that benefits are valued by employees and that benefits are communicated appropriately.

Employee benefits and financial planning — Read more

Shareholders, directors and partners often need protection against the impact that the death of one of their shareholders or partners might have on the financial viability of a business.

Many small companies provide in their deeds or Articles of Association that, on the death of any one of the principals, the others will have the right to buy them out. This is usually at a pre-defined price or on an agreed basis. Life assurance can be arranged based on the amount that would have to be raised in order to “buy-out” the deceased participant’s share in the business.

Share holder and partnership protection — Read more

Location.

North Star Financial Consultants
91 Coastal Rd, Bolton-le-Sands, Carnforth LA5 8JH
Find us

North Star, 91 Coastal Road, Bolton Le Sands, LA5 8JH

Call us

03330 147 147

Email us

[email protected]